Ranger Motors | Auto dealership in Laredo

Disclosure
                                                    STATE SPECIFIC DISCLOSURES
CALIFORNIA APPLICANTS: If you are married, you may apply for a separate account.
OHIO APPLICANTS: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
WISCONSIN RESIDENTS: Notice to married applicants: No provision of any marital property agreement, a unilateral statement under Wis. Stat. § 766.59 or a court decree under Wis. Stat. § 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. The credit being applied for, if granted, will be incurred in the interest of my marriage or family. I understand that the creditor may be required by law to give notice of the credit transaction to my spouse.
Maine Applicants: You are required by the terms of the contract to ensure the motor vehicle which is the subject of this credit transaction. You have the right to free choice in the selection of the agent and insurer through or by which the insurance is to be placed, including the  right to choose an agent or broker whether or not that agent or broker is affiliated with the creditor. Obtaining insurance products from a particular agent or broker does not affect credit decisions by the creditor regarding you, unless the insurance product violates the terms of the extension of credit regarding the adequacy of coverage or is otherwise not approved by the creditor
New York Applicants: In connection with your application for credit, a consumer report (credit report) may be requested. On your request, we will advise you if the report was actually ordered, and if so, the name and address of the agency that furnished the report.
Rhode Island Applicants: Credit reports may be obtained in connection with your application.
Vermont Applicants: If and after my contract is assigned to Credit Acceptance, I also authorize and give consent to Credit Acceptance to obtain my credit report from any Credit Reporting Agency at any time during the term of my contract for any purpose whatsoever, including but not limited to for prescreening, as defined and permitted from time to time by the Federal Trade Commission; for reviewing my contract; to defer or extend my payments or due date under my contract; to take collection action on my contract; or for other legitimate purposes associated with my contract.
I certify that the above information is complete and accurate. I authorize and give Dealership and Credit Acceptance my consent to obtain my credit report from any Credit Reporting Agency and complete an investigation of my credit.
I understand and acknowledge that if I ask, I will be informed if a credit report has been requested in connection with any credit application I submit for credit, and the name and address of the Credit Reporting Agency that furnished the report.
SPOUSAL CONSENT
By signing below I authorize and give consent to Credit Acceptance to discuss my account with my spouse, if applicable, including discussing my account
activity, status and payment arrangements.
**EMAIL AND CELLULAR COMMUNICATION CONSENT
I authorize and give express consent to Credit Acceptance, in order to administer and service my account or to collect any amounts I may owe, to: (a)monitor or record telephone calls made to me regarding my account to assure quality of service or for other reasons; (b) use prerecorded/artificial voice messages, text messages and/or automatic dialing equipment to contact me while servicing or collecting my account, as the law allows; and, (c) if I provide an email address in this credit application, or if I later give you an email address, Credit Acceptance may contact me regarding my account at the email address(es) I provide.
I further consent and agree that Credit Acceptance, in order to administer and service my account or to collect any amounts I may owe, may use prerecorded/artificial voice messages, text messages and/or automatic dialing equipment to contact me at any telephone number belonging to me, including any that I provide, whether on this credit application or in the future, even if the number is a telephone number associated with a cellular phone or other wireless device and/or using the telephone number results in a charge to me. By giving Credit Acceptance a telephone number, I represent that I am the subscriber and/or primary user of that telephone number and have the authority to consent to regularly receive calls at such number. I understand I can revoke my consent any time.
CONSENT TO CREDIT REVIEW
I acknowledge that pursuant to the Fair Credit Reporting Act, my application will be submitted to Credit Acceptance Corporation, a Michigan corporation, and/or any of its affiliates or subsidiaries or divisions (“Credit Acceptance”) for review with the assignment of a sales finance contract written, or to be written, in connection with my purchase.
By signing below, I certify that the above information is true and complete to the best of my knowledge and confirm the authorizations and consents given above. I understand and acknowledge that Credit Acceptance will retain this application whether or not it is approved. Credit Acceptance is authorized to review my credit history and verify my employment.
I also understand and acknowledge that if I ask, I will be informed if a credit report has been requested in connection with this application for credit, and the name and address of the Credit Reporting Agency that furnished the report.
In connection with my credit application submitted to Credit Acceptance Corporation, a Michigan corporation, and/or any of its affiliates, subsidiaries or divisions (“Credit Acceptance”) or in connection with my retail installment contract assigned to Credit Acceptance, the undersigned (hereinafter referred to as “I”) hereby consents and authorizes any person, entity, current employer, prior employer, and all others to release and/or disclose to Credit Acceptance any and all personal information, nonpublic personal information as that term is defined in the Gramm-Leach-Bliley Act, Title V, and applicable regulations thereto (“GLB Act”), employment information and/or credit information (hereinafter referred to as “Information”) concerning the undersigned. I hereby release any such person, entity, current employer, prior employer, and all others from any and all liability that may result in furnishing the Information. I also release Credit Acceptance and any person, entity, current employer, prior employer, and all others from any obligation to provide the undersigned with written notification of such release and/or disclosure of such Information. I also consent to and authorize Credit Acceptance’s use of original or copies of this executed form as valid consent and authorization.
I FURTHER AUTHORIZE, INSTRUCT AND GRANT PERMISSION TO CREDIT
ACCEPTANCE CORPORATION TO SHARE WITH THE SELLING DEALER AT ANY
TIME MY PAYMENT PERFORMANCE UNDER THE ASSIGNED RETAIL
INSTALLMENT CONTRACT, INCLUDING, THE TRANSACTION HISTORY.
My signature below certifies that I have read, that I understand, and that I have voluntarily
executed this form. 

By submitting this application, The applicant (and each co-applicant) have read and accept the terms and conditions of this application.
Disclosure
I Understand and Accept the Terms and Conditions Above. *
Applicant’s Name
2013 Ford Explorer
